• All Malaysian business entities/SMEs registered with SSM and based on the SME definition [Link]
• No adverse record with CGC or other Financial Institutions
• Franchise businesses are also eligible to apply under this scheme
• All viable business involved in halal products

• Unsecured Portion – up to 80% or RM3.0 million
• Secured Portion – up to 90%

• Expansion in productive capacity
• Working capital
• Trade financing facilities
• Hire purchase
• Leasing

• All Malaysian business entities which registered with SSM and must be within SME definition [Link].
• No adverse record with CGC or other Financial Institutions
• Franchise businesses also eligible to apply under this scheme.

• Unsecured Portion – Up to 80% (a maximum cover of RM2.5 million)
• Secured Portion – Up to 90% (no capping imposed on secured portion)

• Expansion in productive capacity
• Working capital
• Trade financing facilities
• Hire purchase
• Leasing

• All Malaysian business entities/SMES registered with SSM and based on the SME definition [Link];
• Secured contract with government or government agencies and Government–link Corporation

• All Malaysian business entities/SMES registered with SSM and based on the SME definition [Link];
• No adverse record with CGC or other Financial Institutions.
• A start-up company may apply provided a satisfactory and reasonable cash flow indicating repayment capacity of about 1.5 times.
• All viable business involved in halal products.

• Term financing – i
• Working capital
• Trade lines – i

• All Malaysian business entities which registered with SSM and within SME definition [Link].
• For business operation one year or less.

• Expansion in productive capacity
• Working capital

• All Malaysian business entities registered with SSM and based on the SME definition [Link]
• Secured contract with the Government or Government agencies and GLCs

Borne by participating financial institutions:

• Unsecured Portion – Between 0.8% to 2.15% per annum.
• Secured Portion – Between 0.5% to 1.85% per annum.

• All Malaysian business entities registered with SSM and based on SME definition [Link].
• Net assets or shareholders’ funds not exceeding RM1.5 million.
• Good financing records with financial institutions or government agencies
• Total existing credit facilities of the borrower should not exceed RM 7.5 million

• Expansion in business capaciti
• Working capital
• Trade financing facilities

• The franchisor must be registered with Ministry of Entrepreneurs and Co-operative Development (MECD) before the franchisee can apply for this scheme.
• MECD will ensure the validity of the franchisor and legal relationship between franchisor and franchisee.
• MECD will compile the complete loan application together with working paper and forward it to financial institution for processing.
• Upon receipt of the guarantee application from financial institution, CGC will process and issue the guarantee letter accordingly.

• All Malaysian business entities/SMEs registered with SSM and based on the SME definition [Link].
• No adverse record in respect of borrowing from any financial institutions or government agencies.
• A borrower can only have one loan under CGC guarantee schemes at one time.
• Franchise businesses are also eligible to apply under this scheme.

• Expansion in business capacity
• Working capital